Authorities Cited: United States Code 15 U.S.C. § 1601 15 U.S.C. § 1601(a) 15 U.S.C. § 1602(i) 15 U.S.C. § 1632(a) 15 U.S.C. § 1632(a) 15 U.S.C. § 1635(a) 15 U.S.C. § 1638 15 U.S.C. § 1638(4) 15 U.S.C. § 1638(a) 15 U.S.C. § 1638(a)(3) 15 U.S.C. § 1638(b) 15 U.S.C. § 1638(b)(1) 15 U.S.C. § 1640(a) 15 U.S.C. § 11380 Code of Federal Regulations 12 C.F.R. § 226.17(a)(2) 12 C.F.R. § 226.17(b) Supreme Court 519 U.S. 337, 340 Circuit Courts 890 F.2d 118, 120 202 F.3d 987 289 F.3d 1155 332 F.3d 1240, 1242 349 F.3d 862 361 F.3d 539, 547 400 F.3d 868, 871 Federal Rules of Appellate Procedure Fed. R. App. P. 29(a) Federal Rules of Civil Procedure Fed. R. Civ. P. 54 Fed. R. Civ. P. 54(c) Fed. R. Civ. P. 54(d)(2)(B) Fed. R. Civ. P. 54(d)(2)(B)(ii) 145 F. Supp. 2d 878