Authorities Cited: United States Code 12 U.S.C. § 2605(i)(2) Supreme Court 304 U.S. 64, 78 477 U.S. 317, 323-325 Circuit Courts 926 F.2d 1449, 1455 101 F.3d 448, 463 123 F.3d 261, 265 145 F.3d 298, 303 205 F.3d 831, 833 280 F.3d 532, 536 485 F.3d 253, 265 Federal Rules of Civil Procedure Fed. R. Civ. P. 56(e) 920 F. Supp. 99, 101-102 Federal Rules of Evidence Fed. R. Evid. 803(6)