Authorities Cited: United States Code 15 U.S.C. § 1681 15 U.S.C. § 1681 15 U.S.C. § 1681(b) Supreme Court 492 U.S. 257, 301 509 U.S. 443, 462 517 U.S. 559, 568-583 532 U.S. 424, 436 538 U.S. 408, 416-425 Circuit Courts 734 F.2d 37, 40-42 805 F.2d 1258, 1262-1263 827 F.2d 967, 972 101 F.3d 805, 811-813 158 F.3d 890, 895 165 F.3d 275, 280 170 F.3d 1320, 1338-1339 247 F.3d 125, 129 257 F.3d 409, 415-418 312 F.3d 625, 635 332 F.3d 1347, 1361 347 F.3d 672, 674-678 357 F.3d 426, 431-432 393 F.3d 1354, 1364-1365 405 F.3d 764, 775 486 F.3d 150 513 F.3d 154, 165 513 F.3d 360, 378 Federal Rules of Civil Procedure Fed. R. Civ. P. 50(a) 249 F. Supp. 2d 851, 863 396 F. Supp. 2d 663, 664 396 F. Supp. 2d 677, 679-680 553 F. Supp. 948, 952-954 588 F. Supp. 112, 114 826 F. Supp. 415, 417-418

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