Authorities Cited: United States Code 15 U.S.C. § 1601 15 U.S.C. § 1640(e) 28 U.S.C. § 1367(c) Circuit Courts 497 F.2d 307, 309 498 F.2d 1133, 1136 640 F.2d 1024, 1025 784 F.2d 632, 633 58 F.3d 533, 541 149 F.3d 1151, 1156 160 F.3d 703, 706-708 223 F.3d 1217, 1220 340 F.3d 1118, 1121 381 F.3d 1007, 1014 389 F.3d 1130, 1139 465 F.3d 1174, 1175 538 F.3d 1336, 1346 Federal Rules of Appellate Procedure Fed. R. App. P. 34(a)(2) Fed. R. App. P. 39(d) Federal Rules of Civil Procedure Fed. R. Civ. P. 12(b)(6) 20 F. Supp. 2d 535, 536